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UFA
can help you increase revenues, reduce costs and control risks with our:
- Statistical and econometric modeling;
- Practical application of the latest
financial theories;
- Extensive regional economic data and
analysis; and
- Software development and integration.
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- Corporate and portfolio risk management
- Product pricing
- Product structuring
- Acquisitions and dispositions
- Loan marketing
- Loan underwriting
- Loan valuation
The following UFA projects
illustrate applications of UFA’s analysis:
- Anticipating and hedging economic
risks
- Developing and maintaining reliable
forecasts and pool curves loss frequency, loss severity, prepayment / retention
- Structuring asset-backed securities
- Valuing loan servicing rights and I/O strips
- Calculating expected gains on portfolio
sales
- Forecasting collateral values and exposures
- Forecasting credit losses for loan loss
reserves
- Monitoring operating unit performance
against profitability benchmarks
- Compensating loan originators, unit managers
and line of business managers
- Identifying most (and least) profitable
customer, geographic and collateral segments
- Segmenting and pricing portfolio
acquisitions
- Valuing loan guarantees and insurance
- Defining value-based product designs and
underwriting rules
- Risk pricing individual loans and evaluating
product mix tradeoffs rates and fees, term, credit tier, LTV / advance rates
- Setting proactive servicing and refinancing
strategies
- Identifying borrowers with a high propensity
to prepay or default
- Defining values for borrower relationships
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