| The ForeScore™ Loan
Analyzer is UFA’s decisioning tool. The Loan Analyzer receives
loan data from a lender’s origination system and processes the loan
information with UFA’s economics data and analysis. ForeScore can
return either an automated decision to the origination system or a detailed risk analysis of the
prospective loan for evaluation by an underwriter. The analysis returned includes expected defaults, prepayments and
expected static pool losses as well as an analysis of the borrower, the collateral, the product structure and
the economic prospects for the specific location. Only ForeScore
provides you such insightful analysis and deep understanding of your
loan applications.
Most important, however, is the
ValueScore™,
which measures the profitability of each loan based on monthly cash
flows and costs. The ValueScore allows the underwriter to not only accept and reject loans but also restructure
marginal loans for profitability. Now available for both auto
and mortgage loans.
For
more information on how the ForeScore tools can help your organization, please contact:
Lisa Saaf
University Financial Associates LLC
343 S. Main St., Suite 200
Ann Arbor, MI 48104
Email: info@ufanet.com
Phone: (734) 995-7271
Fax: (734) 629-0636 |
